Things have been pretty crazy around the Peaches household! We've been anxiously preparing for the arrival of Logan and the family will be getting larger today as the sister is having her 2nd boy! It's an exciting time and a good one to take a step back and monitor our progress:
Cash - $19,153 (+$146)
Investments - $82,746 (+$5,062)
Home Value - $180,000 ($0)
Personal Assets - $23,915 (-$747)
Less: Liabilities - $164,906 (-$457)
Here's how it breaks down:
Assets -
Cash - A solid month. As I said last month, we're going to be super-aggressive within our savings, so excess cash will be put into Investments for growth. As such, nominal gains are awesome! It tells me we are budgeting appropriately.
Investments - $82,746 (+$5,062)
Home Value - $180,000 ($0)
Personal Assets - $23,915 (-$747)
Less: Liabilities - $164,906 (-$457)
Here's how it breaks down:
Assets -
Cash - A solid month. As I said last month, we're going to be super-aggressive within our savings, so excess cash will be put into Investments for growth. As such, nominal gains are awesome! It tells me we are budgeting appropriately.
Investments - A nice month for the savings. We had about a 3% growth within the accounts outside of our retirement and savings contribution. The markets were relatively steady this month and hopefully will continue to grow in the 4th quarter, as they have historically. The presidential election may cause some fluctuation, but our contributions will not!
Personal Assets - No Change to the Home Value. Probably should have a realtor to the house soon, but probably not til the spring when it would show better. The Sonata value decreased based upon our bi-monthly KBB check-in - just normal depreciation.
Liabilities -
Mortgage - $130,723 - Blah, Blah, Blah.
Student Loans - $34,183 - A small change here as we've altered our strategy toward growth and away from paying down debt. No big deal.
Mortgage - $130,723 - Blah, Blah, Blah.
Student Loans - $34,183 - A small change here as we've altered our strategy toward growth and away from paying down debt. No big deal.
Total Joint Net Worth - $140,908!!!
We've hit $140k!! We're still far from our $170k goal - but the growth the past couple months has been fun to watch. Due to our strategy change, I'm not sure I'll be continuing the Net Worth Review. I may change it to an Investment Analysis and go into more detail there. Until the baby comes, there hopefully won't be any earth-shattering changes to this line-up. Small debt and property changes with increased growth in Investments. Also, it might be more beneficial to chart my investments and track their progress .
