November 2014 Net Worth Review

Here's to the Numbers!!

Cash - $25,698 ($127)
Investments - $159,391 ($10,449)
Home Value - $366,000 ($0)
Personal Assets - $49,487 (-$1,113)
Less: Liabilities - $306,640 (-$4,302)

Assets -

Cash - A couple large car repairs led to us holding steady in cash.  The Acura needed four (4) new tires and my car needed tires and brakes/rotors within a 6 week period.  So, in addition to paying down debt in September, October was about managing our cash while maintaining out savings.

Investments - Amazing to see how this area has grown!  Over $125k in retirement assets, nearly $18k towards Baby #1's college savings.  Steady growth is what I hope for and love seeing the markets help out!

Personal Assets - 

Just lowering the value of cars....

Liabilities -

Mortgage - $287,971 - I STILL hate this beast.  Slow and steady.

Student Loans - $3,426 (-$2,028) - We've made significant progress in this area and the 6.55% grad loans are a $215?  I'll be paying this off and just haven't due to laziness and desire to build cash.  Undergrad loans are at 1.26% - so the $4/month interest paid is worth waiting to pay it down.

Acura Loan - $12,244   Made some strides in this area and will be continuing this moving forward now that Student Loans have been reduced.
 

Total Joint Net Worth - $293,935.  A 4.9% improvement in three months!  One month to go in 2014 and $300k looks achievable - although tough.