Wow....what a month! Here's a quick review:
1. The Professor went back to work. Still not sure she will stick with teaching full-time but we both enjoyed getting back on a schedule and making some extra income this month.
2. Logan went to his first full month of Day Care. His "teachers", Elaine and Heather are very nice and his "friends" Henry, Nathan, Iyla, and Corinne make Logan a very happy boy and also very tired.
3. We continued the house search. We even almost put an offer on one. The markets are kind of out of control and finding that "forever" home has been a challenge. For the money, we want to get a "fixer-upper" but it's hard because there aren't that many houses with space in our price range.
4. I decided to put my Graduate studies into over-drive. By taking an extra class in June and one in the Fall, I will be eligible to graduate in December!! I'm really excited to close out this chapter as it has been a major stressload and it is tough being away with the little guy!
5. The Pirates went 18-7 in May! They are one of the best teams in baseball and continue to be a joy to watch!! Hopefully it can continue!!!
Here's to the Numbers!!
Cash - $20,689 ($2,589)
Investments - $114,279 (+$2,587)
Home Value - $197,000 ($0)
Personal Assets - $51,861 ($-251)
Less: Liabilities - $179,771 ($-1,221)
Assets -
Home Value - $197,000 ($0)
Personal Assets - $51,861 ($-251)
Less: Liabilities - $179,771 ($-1,221)
Assets -
Cash - We received three additional paychecks this month thanks to The Prof returning back to work! Also, I reviewed the CSV on our Life Insurance policies and saw some incremental increases! All in all, it was a good month although we had some larger expenses last month that needed to paid off and I made some extra payments on student loans (one interest only).
Investments - The markets were even for May. Although we had some growth early, the markets fell during the last week as concerns about Bernanke's fiscal policy! We continued to invest in our retirement accounts and saw growth within various accounts. Slow and Steady wins the race in this game.
Personal Assets -
No change here. We are continuing to search for a new house, but no reason to alter the current valuation. Also, basic depreciation holds steady for our cars.
Liabilities -
Mortgage - $130,354 - Another mortgage payment.....
Student Loans - $29,171- Lots of action, lot of action!! First, we paid off a Student Loan! One of our 6.8% graduate loans is paid down! Boom! Then, I made payments on the other graduate loans. So, some payments had no interest attached and one $500 payment was interest only! I guess that's what I get for waiting to make a payment. Still on track to pay down all loans by July 2015!
Mortgage - $130,354 - Another mortgage payment.....
Student Loans - $29,171- Lots of action, lot of action!! First, we paid off a Student Loan! One of our 6.8% graduate loans is paid down! Boom! Then, I made payments on the other graduate loans. So, some payments had no interest attached and one $500 payment was interest only! I guess that's what I get for waiting to make a payment. Still on track to pay down all loans by July 2015!
Acura Loan - $19,978. Below $20,000!!!! Just another payment....
Total Joint Net Worth - $204,508!! We crossed the $200k threshold!!! I'm so excited that I could do a little jig!!!!
