Thursday, December 26, 2013

November 2013 Net Worth Review

No time for chit-chat.  November (and Thanksgiving) was great.  The Prof and I have so much to be thankful for!  We love our little boy and have already got the Christmas decorations up and ready for the 1st Christmas with the Little Guy.

Here's to the Numbers!!

Cash - $27,126 ($1,334) 
Investments $121,750 ($6,157)
Home Value - $336,000 ($0)
Personal Assets - $48,399 ($0)
Less: Liabilities - $335,745 (-$1,601)

Assets -
 
Cash - I love 3 paycheck months!  We were able to make larger than normal student loan and car payments this month while building cash!  

Investments - Great month for the markets.  Other than usual retirement building, these gains are solely attributable to the equity markets.  and I LOVE IT!!!  Keep it coming!

Personal Assets - 
No change here.  We'll check the car values next month and the home price will stay at sale value for some time.

Liabilities -

Mortgage - $292,391 -   This is going to be fun...Small gains here now and in the future.

Student Loans - $26,627 - Still making payments here and Prof and I have talked about eliminating the Grad School Debts in 2014 as priority #1.  Those loans are at 6.8% as opposed to my undergrad loans of 1.26%.

Acura Loan - $16,727   A larger than normal payment of $750 led to slightly higher gains here.
  
Total Joint Net Worth - $227,529.  A very nice 4.2% improvement in November.  We met our goal of $224k and appear poised for more!  Real excited for the future!

Mud on the Mountain was Great!  I finished in around 2 hours and 15 minutes.  It was definitely rough and I was not a fun of my injured thumb for the next two weeks.  I would definitely do another Mud Run in the future if I can find teammates to run it with me.  I enjoyed the thrill of the run, but would have liked to have run with others.