August 2014 New Worth Review

Wow, its actually been 3 months since our last review.  This should make for some interesting fluctuations....

Here's to the Numbers!!

Cash - $25,571 (-$3,410) 
Investments - $148,942 ($9,134)
Home Value - $366,000 ($0)
Personal Assets - $50,600 (-$925)
Less: Liabilities - $310,942 (-$8,197)

Assets -

Cash - We really need to monitor our cash as the Prof has started her new Part-Time position and our monthly income has decreased by 15%.  We've made significant debt progress, so the need to get crazy there is gone, but maintaining our diligence is as important as ever.

Investments - Markets continue to market!  Plus, I've finally qualified for my company 401k match, so our monthly contributions just doubled!  I love it!

Personal Assets - 

Just lowering the value of cars....

Liabilities -

Mortgage - $289,198 - I hate this beast.  Slow and steady.

Student Loans - $5,454 (-$3,703) - Continue to get loco with the graduate student loans in preparation for job change.  My 6.55% (set up monthly direct debits to lower the rate) graduate student loans are at $1,954!!  Should be gone by end of September!

Acura Loan - $13,290   Very slow progress here as I had to dial it back due to some unexpected expenses during the summer.  We had a home improvement project take over our basement in June and we created an awesome living space for the family.  I love it, but not the check book impact.

PNC (Screw You) Loan - $0 - Eff You.

Total Joint Net Worth - $280,171.  A 11% improvement in three months!  WOW!  That is awesome and its a nice kick in the pants as I was feeling worried about the part-time change and other things.  THat's incredible and I think $300,000 is totally achievable by the end of the year if the market continue to rock out!  Even still, our debt progress is encouraging and really gets me excited.